Health Services such as Dental, Optometry, Physiotherapy, Chiropractic, and other allied health services is not covered by Medicare Australia as it is provided out of a hospital. 

52% of Australia fund their extras cover using extras health insurance.

Unlike traditional extras health insurance, XHP members can use their funds for non-extras cover as well

Conditions that apply on how you use your funds is as below.
1. Service must be received in Australia
2. Must be provided by a Health Practitioner registered in Australia.
3. It must be a health business with an ABN.

Extras Health Services

Here is a list of services where you can use your funds.
Dental, Optometry, Physiotherapy, Chiropractic, Mental Health, Occupational Therapy, Speech Therapy, Remedial Massage, Acupuncture, Podiatry, Ante Natal, Hearing Aids, Exercise Physiology, Sports Physiology, Health Management, Health Aids, Chinese Herbalism, Glucose Monitors, Bowen Therapy, Alexander Technique, and even Yoga.

Non Extras Services

Non-Extras services where you can use your funds.
Hospital GAP payments, GP Visit GAP's, Medications, Non-PBS Medication, Ambulance Cover, Diagnostics 
For the first time now in Australia, you can use the investment in your extras health cover for non-extras needs as well and stay in total control of your health and financial decisions. 
Simply the best Extras Cover with Benefits

Australian Owned and Operated
Designed ground up by consumers and health professionals for a better extras cover.

XHP members enable their health and finances

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy, and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances, and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and the amount deposited to your account.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram