Xtras Health Plan

Limited to Extras only

PHI

With Private Health extras cover, it is limited to extras cover only and can not be used to pay for your pharmaceuticals unless you pay more for the cover. How about paying the gap at your GP visit, not likely pay your hospital gap.

Ex CEO Shaun Gath told News Corp Australia extras cover was an “irrational” purchase for most people because the premium paid was more than the benefits derived1.

https://www.news.com.au/lifestyle/health/experts-say-having-extras-private-health-insurance-doesnt-make-financial-sense/news-story/269e157dade739719679c44a7ec0b655

XHP

Use the funds in your account as you need to. The only restriction being it must be for health. The funds in your account can be used to pay hospital gaps, medicines and even cover the gap of your GP visit. As long as it is related your health needs its all cool at XHP. You will need to upload the health invoice for verification before funds are paid out.

Rules that apply with regards to your funds are

Health provider must be registered in Australia and current with AHPRA
Health business is an Australian Business and has a valid ABN
Invoice for treatment must be submitted for verification

Funds are only paid to a bank in Australia

Address: Suite 2, 36 Macaree Street, Berserker, Rockhampton, Queensland 4701
Phone: 07 3088 6969
Email: info@xhp.com.au

Xtras Health Plan Ltd AFSL500574
Xtras Health Plan Savings Schemes 627076411
Xtras Health Plan Ltd ACN 618020885

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.

Your Savings $120.00

One Payment

$87 / Year

You save $120 compared to annual fee of $207 paid monthly and have access to the platform for a year from date of subscription

Transaction Fee Applies

Your Savings $77.00

Two Payments

$65 / Half Year

You save $77 compared to $207 paid monthly and have selected 2 payments Next payments is due on date (six months from payment)

Transaction Fee Applies

Your Savings $45.00

Four Payments

$40.50 / Quarter

You save $45 compared to $207 paid monthly and have selected 4 payments Next payments is due on date (three months from payment)

Transaction Fee Applies

No Savings $0.00

Twelve Payments

$17.25 / Month

You have selected 12 payments Next payments is due on date (1 months from payment)

Transaction Fee Applies

Why Us

Limited to Extras only

PHI

XHP

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Platform Subscription Fee

One Payment

Two Payments

Four Payments

Twelve Payments

You have selected One Payment | ($87 / One Payment)