It contains information about
- our products and services;
- any potential conflicts of interest in providing you with our product and services;
- how we and our staff are remunerated;
- our complaints handling process; and
- how to contact us.
OTHER DOCUMENTS YOU MIGHT RECEIVE
When investing in an Xtras Health Plan product you will be provided with a copy of the relevant Product Disclosure Statement (PDS). The PDS will be provided to you by Xtras Health Plan, via the website and is downloadable. PDS contains information about the financial product, including its features, benefits, any terms and conditions, fees and charges, and significant risks.
1. ABOUT XTRAS HEALTH PLAN
Xtras Health Plan is a savings-based health plan, where unused funds accumulate over time and is designed to enable health and save money. The key focus and driver of Xtras Health Plan is to enable the health of its members by offering a platform to connect with health providers registered on its portal as well as with health providers who are not registered on the portal. With the health providers who are registered on the portal, members have access to capped price service.
FINANCIAL SERVICES AND FINANCIAL PRODUCTS WE ARE AUTHORISED TO PROVIDE
Our Australian Financial Services Licence (AFSL) authorizes us to provide general advice only and deal in:
- Basic deposit products; and
- Deposit products other than basic deposit products
- Non-Cash payment products
This FSG is only designed for retail clients only and is not intended for wholesale clients.
FINANCIAL PRODUCT ADVICE
Our staff is only authorized to provide you, general advice only in relation to the financial products described in this FSG. We are responsible for the financial services and products provided to you under our AFSL and we do not act as a representative of any other licensee in relation to the financial services we provide.