With extras health insurance, it is a case of "Use IT or Lose IT and pay a "GAP" when using on most services. 

But have you considered what extras services you actually use?

Click on the Add service button and select the service, add details, and do not forget to enter what your extras cover costs at the bottom row for the full calculations.

Extras Use and Costs

Enter Service Cost and the Gap paid for the services you used this year

Service Category

Service Cost

GAP Paid

Rebate

Dental

$
$
$

Optical

$
$
$

Physiotherapy

$
$
$

Chiropractic

$
$
$

Podiatry

$
$
$

Mental Health

$
$
$

Speech Therapy

$
$
$

Occupational Therapy

$
$
$

Remedial Massage

$
$
$

Lifestyle Management

$
$
$

Eye Therapy

$
$
$

Naturopath

$
$
$

Health Aids

$
$
$

Bowen Therapy

$
$
$

Alexander Technique

$
$
$

Sports Medicine

$
$
$

Yoga

$
$
$

Non PBS Medication

$
$
$

Chinese Herbalism

$
$
$

Ambulance

$
$
$

Total Service Spend $0

Total GAP Paid $0

Total Rebate $0

How much does your Exras Cover Cost?
$
How much was the Gap paid on your extras health needs
$
The Total cost of your extras cover is
$
Cost of the cover per day is
$

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Designed ground up by consumers and health professionals for a better extras cover.

XHP members enable their health and finances

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy, and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances, and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and the amount deposited to your account.
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