Compare | Extras Cover


It pays to compare like for like.

XHP is an alternative way of enabling your extras health needs.

Compare XHP with extras health insurance for your Extras health need’s

 Top two reasons people get extras cover are

  • Peace of Mind 

  • Cover when needed.


But are you really? 


Extras health insurance has been described as a budgeting tool  or a set of coupons with an expiry date by health economists.


Most people do not use their extras cover in full and some have not for years. 

Thus leaving a lot of unused funds on the table, when they could be saving the unused funds with XHP for their extras health needs.


Just like comparing apples with apples, compare XHP and check if it is what you want and serves your purpose.

Simple Facts about Xtras Health Plan Savings Scheme.

Facts about XHP that you need to be aware of.

  1. Xtras Health Plan Savings Scheme is not suitable for Hospital Cover. It is a replacement for extras health cover only. 
  2. Xtras Health Plan Savings Scheme is not an insurance policy. It is a dedicated Health Savings Account.
  3. Your account balance determines the funds you have for your health needs.
  4. Use the funds for extras health needs, hospital gaps, GP visit gap, diagnostic and medication that you need.
  5. Unused balance rolls over every year

Member Contact Form

Proudly Australian for Australians

Australian Owned and Operated


Suite2, 36 Macaree Street,
Berserker, Rockhampton,
Queensland 4701
Phone (07) 4807 6424
Email [email protected]

Xtras Health Plan Ltd – AFSL500574
Xtras Health Plan Savings Scheme – ARSN 627076411
Xtras Health Plan Ltd – ACN 618020885

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.