Use It Or Keep It | Extras Cover

Use It or Keep It


Here is the new paradigm, USE IT or KEEP IT unlike the old USE IT or LOSE IT

For a very long time, the old paradigm has been at play and is broken, simplest proof being people dropping their cover as it is getting unaffordable with the increasing costs every year and ever-increasing GAP.

Not so with XHP, as all your unused funds accumulate and can help to manage or even eliminate the gap over time as the funds accumulate

Xtras Health Plan Savings Scheme (XHP)

You do not have to be a rocket scientist to know that if you keep your unused funds at the end of every year. It would accumulate over time to create a nest egg.

Wouldn’t that give you peace of mind of knowing you have the funds to support you when you need it?

What this means is that you can afford the extras health care that is optimal for you and your needs.

Some people are already doing just that and reducing their costs and enjoying better health outcomes.

XHP provides a platform and structure for you to save your money in a dedicated health savings account where you not only accumulate your money but you earn interest as well on your money. We call this the Rollover Health Plan, so you can be sure all your health dollars are working for you.

To put it in a Nutshell –    Use it or Keep It

Is this an advantage –  YES!!!

  1. Your money at your call for your health needs.
  2. You can be Proactive with Preventive care to enable your health and save money for future needs.
  3. Eliminate the “GAP” if there are sufficient funds in your account

Proudly Australian for Australians

Australian Owned and Operated


Suite2, 36 Macaree Street,
Berserker, Rockhampton,
Queensland 4701
Phone (07) 4807 6424
Email [email protected]

Xtras Health Plan Ltd – AFSL500574
Xtras Health Plan Savings Scheme – ARSN 627076411
Xtras Health Plan Ltd – ACN 618020885

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.