Read More | Extras Cover

Premiums Going up

Annually on the 1st of April, health fund premiums increase for anyone who has such a cover. Premium rises have in the past been above CPI and has done so for years and year. Resulting in people dropping out of private health cover. In response, the Government has put caps on increases.

To learn more about premium rises visit The increase has to be approved by the Government of the day.

Corona Virus Pandemic has seen some companies differ rises and some cancel the increases for the year.

With the pandemic, not many services were available and elective procedures were cancelled. Resulting in health funds paying out less as evidenced in APRA quarterly report.

XHP allows you to be the decision-maker when it comes to increasing your contributions. The only condition imposed by XHP is that the minimum amount is $5 per day.

This flexibility allows you to adapt to your lifestyle needs. Do yourself a favour, if you would like to save money join XHP



With XHP as your unused money, rolls over each year you will build a nest egg over time to cover most of your extras health needs.

Proudly Australian for Australians

Australian Owned and Operated


Suite2, 36 Macaree Street,
Berserker, Rockhampton,
Queensland 4701
Phone (07) 4807 6424
Email [email protected]

Xtras Health Plan Ltd – AFSL500574
Xtras Health Plan Savings Scheme – ARSN 627076411
Xtras Health Plan Ltd – ACN 618020885

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.