Read More | Extras Cover

Don’t Lose it all

Cancel And Get 80% refunded with XHP -Now you can

Sometimes enough is enough and you want to call it quits. Such decisions have consequences which can result in you kissing goodbye to the money that you invested for your extras cover. Over time this could be thousands.

At XHP, we do it differently and refund you 80% of your account balance.

Why kiss all your money goodbye.

Circumstance does change and not all circumstances are within your control. It may mean that you must make decisions on whether to continue or not.

With XHP you have two options
1. You can suspend your contributions up to 3 years and still have access to your money for your extras health use or
2. You can cancel your account and get a refund of 80% of your account balance after all outstanding invoices have been settled
Either way you do not leave empty handed.


If you cancel your account you will get a refund of 80% of your account balance on the settlement of all outstanding invoices.

Information provided is General Information only. Your personal circumstances have not been considered and do not constitute financial, legal, accounting or tax advice. Past performance is not indicative of future performance. Information used here is based on assumptions as above and as having occurred in the past, is not a future forecast. Account balance calculation is based on no spend for health with either PHI or XHP. The return for health insurance assumes no claim on a health insurance policy over the relevant period. No value has been attributed to holding a health insurance policy in the relevant period however it may be desirable to hold health insurance based on your personal circumstances.

Proudly Australian for Australians

Australian Owned and Operated


Suite2, 36 Macaree Street,
Berserker, Rockhampton,
Queensland 4701
Phone (07) 4807 6424
Email [email protected]

Xtras Health Plan Ltd – AFSL500574
Xtras Health Plan Savings Scheme – ARSN 627076411
Xtras Health Plan Ltd – ACN 618020885

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.