To Enable Health for our members and Save Money
We are driven by our Vision to create an alternative that promotes health and wellbeing by addressing the very cause people are staying away – Affordability.
Transparency in Operations.
Integrity in Transactions
We remain committed to creating and delivering the alternative and to do so we have secured an AFSL from ASIC.
At XHP, we are passionate about challenging the status quo in extras health care, as we believe there is a smarter and a better way to fund your extra health needs. For this, we created the Xtras Health Plan Savings Scheme a managed investment scheme licensed by ASIC. We achieve this rolling by over unused funds year on year, therefore, saving money for our members and enabling their health. For this, we have created an online portal where our members can connect with health practitioners registered with XHP
Most people who get private health extras cover, do so for the peace of mind of knowing there is a cover for when they need it.
Only to find out that they were wrong, due to various restrictions that apply to their plan.
Some people give in and accept it and worse still others adopt the mindset of “Set and Forget” due to their busy lifestyles.
Whilst this favour the insurance companies it may work for you and your extras health needs in the future.
Our focus at XHP, we set about asking questions to challenge the status quo.
What if our members had control of their funds?
What if our members decided how to spend their funds?
What if our members could benefit and save money at the same time?
What if our members had all the information, they needed to make a informed decision at their fingertips?
What if that provided members some peace of mind?
Experiencing the frustrations firsthand lead to the innovation of challenging the status quo and Xtras Health Plan was conceived and formalized by the grant of an Australian Financial Services Licence by ASIC. Enabling XHP to become an alternative to private health insurance extras cover. Xtras Health Plan holds AFSL number 500574 and is public company bearing ABN number 92 618 020 885
We believe the simplicity of the scheme and access to health providers via the platform will enable and foster the health of our members who would have the comfort of knowing costs with preferred health partners right upfront eliminating any doubts and concerns this we do by ensuring that our members are provided with informed financial consent prior to any treatment.
However, for the very informed and financially savvy investor and the disciplined saver you may be able to do it yourself.
Over time, we are confident of establishing ourselves are your “Trusted Health Plan“
Proudly Australian for Australians
Australian Owned and Operated
Xtras Health Plan Ltd – AFSL500574
Xtras Health Plan Savings Scheme – ARSN 627076411
Xtras Health Plan Ltd – ACN 618020885
Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.