Extra Health Services


There are no distinctions such as General, Major, or Orthodontic. Use your funds as you deem fit for your needs.


Optical needs vary, use the funds for the pair of glasses that you really really want. Not just the cheap one.


Restore movements to full. There are no caps on how many sessions. The funds are yours to use for your health needs.


Relieve pain and improve function to make the most of your life. Why live in pain or discomfort.

Mental Health

Mental and Emotional health can affect multiple dimensions of life. With XHP, your funds can be applied to as many sessions you need

Remedial Message

Speed up healing of damaged areas and stimulate your body’s own healing process.


Give your legs and toes the gentle care it needs. After all they help you stand and walk.

Ante Natal

Pregnancy can have its own challenges on you and your body. Good care and prevention are vital for bub and you.

Speech Therapy

Speech and clear articulation are important for communications. It so happens that sometimes we just need a bit of help

Occupational Therapy

Injuries, illness, or disability may necessitate the help of trained professionals to get you back on track.


Just when you become a pin cushion, but hey it can relieve tension and stress by working along your bodies meridians.

Hearing Aids

Oh, the joy of hearing. Only to realise when you can’t hear anymore. Hearing aids are simple and effective in restoring hearing.

Exercise Physiology

Using exercise to bring out the best in you. A professional can help you restore function quicker.

Non PBS Medicines

Newer drugs take time to be listed on PBS. That does not have to stop you from using the drug that makes a difference.

Health Management

Health issues from smoking and obesity are obvoius. Funds can be used to help with controlling and making a difference to your health and wellbeing.

Home Nursing

The best place for faster and quicker recovery is your home. Funds in XHP can be used to fund your home nurse.

Health Aids

Mobility aids or other health aids may be required to help you get around and have a full life. Cover your needs with your funds.

Chinese Herbalism

Balance the Yin and Yang or your body using this concoction of herbs that cleanse and restore energy channels.

Glucose Monitors

Monitoring and controlling blood sugar is the key for a diabetic. Glucose monitors measures blood glucose levels.

Bowen Therapy

Manage pain and discomfort with gentle massage. A trained therapist can get your body back to its prime.

Non Extra Health Services

GP Visits

When you end up with a GAP to pay for your GP visits that are not bulk billed. Your funds can be used to cover such GAP’s

Hospital GAP

Medicare covers 75% of the MBS schedule and the health fund covers 25%. The balance is yours’s to cover. Use the funds in XHP to fund the GAP.


 Diagnostics help in identifying issues faster. XHP funds can be used for diagnostics to help with your treatment.


If you live in NSW, ACT, VIC, SA, WA or NT you will need separate ambulance cover. Residents of QLD and TAS have amublance cover from the state.

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate.
Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and the amount deposited to your account.
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