3 simple rules
Do you feel like you have hit a brick wall, trying to make sense of who your extras cover works or confused by the complexity? You are not on your own. It is your money after all, you have been saving up diligently for your extras health needs. So at XHP, we do not bother with fancy words such as ultimate, platinum, or premium. Well if you like it let us call it My Plan. Which is why we say XHP is Member’s Own. They have the full freedom of making decisions and implementing their own plan. This is how it works.
  1. Choose a Health provider in Australia
  2. Choose an Australian Business with an ABN number
  3. All payments are paid only within Australia
Our advice is simple, prevention is better than cure. Preventions is often cheaper and more effective than a costly fix.
XHP is similar to a member’s buying group.
XHP member’s are in control their decisions and choices.
You profit or lose from your own health decisions.
Information provided is General Information only. Your personal circumstances have not been considered and does not constitute financial, legal, accounting or tax advice. Past performance is not indicative of future performance. Information used here is based on assumptions as above and as having occurred in the past, is not a future forecast. Account balance calculation is based on no spend for health with either PHI or XHP. The return for health insurance assumes no claim on a health insurance policy over the relevant period. No value has been attributed to holding a health insurance policy in the relevant period however it may be desirable to hold health insurance based on your personal circumstances.

Proudly Australian for Australians

Australian Owned and Operated


Suite2, 36 Macaree Street,
Berserker, Rockhampton,
Queensland 4701
Phone (07) 4807 6424
Email [email protected]

Xtras Health Plan Ltd – AFSL500574
Xtras Health Plan Savings Scheme – ARSN 627076411
Xtras Health Plan Ltd – ACN 618020885

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.