Extras Only Cover Australia | Private Extra Health Cover Australia | Health Plan Solutions – XHP

Extras Cover – The alternative extras only health cover.

Your Choice


Access Full Account Balance
You have access to the whole of your account balance at any time for your extras health needs

Your Health


Any Health Service
Want Yoga - No problem. You decide what you want for yourself. Why compromise after all its your money.

Your Savings


USE It or KEEP It
Use the funds in your account as you want to. If you don't you keep your unused fund for extras health needs.

Proudly Australian for Australians

Get the right Extras Health Cover now for peace of mind.

Every Australian, has free public hospital cover through Medicare Australia.

The same can’t be said for Extras Health cover as it is not covered by Medicare only certain bits are covered.

13.8 million Australians have Extras cover. Not all of them use their cover either. Imagine if that money could be saved for future use to enable health and reduce out of pocket expenses. 

Xtras Health Plan Savings Scheme (XHP) is a dedicated health savings account where your unused investments rollover and even earn interest (when interest is paid).

If you rather have peace of mind of knowing that you have the best extras only cover. Consider XHP as the alternative for extras health cover.

extras only cover

The screen shot above is of a member’s dashboard, showing unused funds that “Rolled over to the next year” for their extra health need.

That is not just Covid proof it accumulates in value even if you do not use your money every year. Best value extras cover wouldn’t you agree.

Some, if not most who have extra’s cover only use bits and pieces of their cover, which results in loss of money and value over time.
GAP’s, Limits and now with all the restrictions – You may be losing value even if you use every bit of your extras cover.

It takes less than 10 minutes to sign up

Proudly Australian for Australian’s

Australian Owned and Operated

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Suite2, 36 Macaree Street,
Berserker, Rockhampton,
Queensland 4701
Phone (07) 4807 6424
Email [email protected]

Xtras Health Plan Ltd – AFSL500574
Xtras Health Plan Savings Scheme – ARSN 627076411
Xtras Health Plan Ltd – ACN 618020885

Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.