Here is a guide for you to help you estimate your contribution to your own Extras Health Plan. Unlike Extras Health Insurance, there is no levels or tiers with XHP.
Access Full Account Balance
You have access to the whole of your account balance at any time for your extras health needs
Any Health Service
Want Yoga - No problem. You decide what you want for yourself. Why compromise after all its your money.
USE It or KEEP It
Use the funds in your account as you want to. If you don't you keep your unused fund for extras health needs.
Every Australian, has free public hospital cover through Medicare Australia.
The same can’t be said for Extras Health cover as it is not covered by Medicare only certain bits are covered.
13.8 million Australians have Extras cover. Not all of them use their extras health cover either. Imagine if that money could be saved for future use to enable health and reduce out of pocket expenses.
Xtras Health Plan Savings Scheme (XHP) is a dedicated health savings account where your unused investments rollover and even earn interest (when interest is paid).
If you rather have peace of mind of knowing that you have the best extras only cover. Consider XHP as the alternative for extras health cover in Australia.
The screen shot above is of a member’s dashboard, showing unused funds that “Rolled over to the next year” for their extra health need.
That is not just Covid proof it accumulates in value even if you do not use your money every year. Best value extras cover wouldn’t you agree.
Some, if not most who have extra’s cover only use bits and pieces of their cover, which results in loss of money and value over time.
GAP’s, Limits and now with all the restrictions – You may be losing value even if you use every bit of your extras cover.
We all have various experiences to share. Some great and some not that flash. If you have a story that you would like to share you can do that here. If we choose to publish your story, it will be in line with Australian Privacy Principles and you may be compensated.
In the interest of transparency and honest communication of real facts, we may require you to submit proof to substantiate your claim.
Suite2, 36 Macaree Street,
Berserker, Rockhampton,
Queensland 4701
Phone (07) 4807 6424 Mobile: 0410187438 Email [email protected]
Xtras Health Plan Savings Scheme (Xtras) is not an insurance policy and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Xtras may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Xtras Health Plan Ltd does not warrant that Xtras is suitable for your personal circumstances and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and amount deposited to your account.